To be excellent in your job is not that all difficult. Don’t let anyone tell you otherwise. You might say I don’t know your job and it is really tough, I can understand that. All jobs are easy when you are not the one doing it, yes? But that does not mean you cannot excel … Continue reading Being Excellent in your Job.
Author: Abdul Majid Mohd Gani
Why You are Screwed if You Only Pay the Minimum Amount of Your Credit Card Balance.
If you have RM 10,000 balance on your credit card and decided not to keep charging any future expenses to that card while maintaining a minimum payment every month. For a balance of RM 10,000, the minimum monthly payment is RM 500. Your next monthly is not RM 9,500 but RM 9,618.75. Where does this … Continue reading Why You are Screwed if You Only Pay the Minimum Amount of Your Credit Card Balance.
Keeping Your Workspace Organized
Our workspace is a reflection of your organizational skills. Having a cluttered unorganized workspace sends the message to others that you may be the type of person that loses things or is constantly behind on projects. Taking the time to organize your workspace is a good investment. It not only improves your efficiency, it sends … Continue reading Keeping Your Workspace Organized
Nine Ways to Overcome Procrastination
Your ability to select your most important task at any given moment, and then to start on that task and get it done both quickly and well, will probably have greatest impact on your success than any other quality or skill you can develop! If you nurture the habit of setting clear priorities and getting … Continue reading Nine Ways to Overcome Procrastination
Workplace Skills – The Glass Jar: Rocks, Pebbles, Sand, and Water Technique.
Rocks: First fill your glass jar first with rocks. These are your most important tasks. that will take you towards achieving your goals. These are your highest priority projects and deadlines with the greatest value, often important, but not urgent tasks that move you toward your goals.Pebbles: After that fill in the space between the … Continue reading Workplace Skills – The Glass Jar: Rocks, Pebbles, Sand, and Water Technique.
10 Traits of Successful People
These tips on what makes people successful appeared in Investor’s Business Daily some years ago. IBD spent years analyzing leaders and successful people in all walks of life and put together a list of the ten traits which, when combined, can turn dreams into reality:How you think is everything. Always be positive. Think success, not failure. Beware … Continue reading 10 Traits of Successful People
The Importance of Financial Planning.
Financial planning is a step-by-step approach to meet one’s financial goals. It is part of overall life goals. A financial plan acts as a map for your financial life’s journey. It helps you to be in control of your income, expenses and investments. We live in a physical world. The physical world uses money, in … Continue reading The Importance of Financial Planning.
Do You Have An Education Funding Plan For Your Children?
The average tuition fees for a bachelor's degree in business studies in Malaysia is about RM 43,000 per course. Engineering programmes averages about RM 70,000 for four years and IT courses are about RM 55,000 for a three-year bachelor's degree programme (Source: StudyMalaysia Research Team; Brochures of some higher learning institutions.)Living cost is about RM … Continue reading Do You Have An Education Funding Plan For Your Children?
The Monetary System.
The Greeks was the first society to be transformed by money. Here are just few examples how money transformed the world. Cities like Athens which had a strong currency, grew and democracy flourished.Kings could now afford armies and that with it came more wars.Economist emerged.Marriage became a business, dowries, bride prices, divorce settlements were now … Continue reading The Monetary System.
Will You Outlive Your Retirement Fund?
Do you know how much you need during your retirement years in order to have a dignified life? Before you can answer that, there are several other questions you need to address first. Let us explore. To know how much you need during your retirement years, you need to know how long you expect to … Continue reading Will You Outlive Your Retirement Fund?










