If you have RM 10,000 balance on your credit card and decided not to keep charging any future expenses to that card while maintaining a minimum payment every month. For a balance of RM 10,000, the minimum monthly payment is RM 500. Your next monthly is not RM 9,500 but RM 9,618.75. Where does this … Continue reading Why You are Screwed if You Only Pay the Minimum Amount of Your Credit Card Balance.
Our workspace is a reflection of your organizational skills. Having a cluttered unorganized workspace sends the message to others that you may be the type of person that loses things or is constantly behind on projects. Taking the time to organize your workspace is a good investment. It not only improves your efficiency, it sends … Continue reading Keeping Your Workspace Organized
Your ability to select your most important task at any given moment, and then to start on that task and get it done both quickly and well, will probably have greatest impact on your success than any other quality or skill you can develop! If you nurture the habit of setting clear priorities and getting … Continue reading Nine Ways to Overcome Procrastination
Rocks: First fill your glass jar first with rocks. These are your most important tasks. that will take you towards achieving your goals. These are your highest priority projects and deadlines with the greatest value, often important, but not urgent tasks that move you toward your goals.Pebbles: After that fill in the space between the … Continue reading Workplace Skills – The Glass Jar: Rocks, Pebbles, Sand, and Water Technique.