It’s a common scenario. We walk into a store to get one simple thing, and end up leaving with two bags bulging full of whatever caught our fancy. And we do this many times over. Overspending is the number one reason people get into financial mess. In the case of compulsive overspending, the problem is … Continue reading Overspending Will Hurt You and Get You Into Financial Trouble
This is really easy but many don't do it. They rather watch funny cat videos and photos of other people's dinner.It takes responsibility and perseverance and just like exercising, you see the pay off later.Here are the 5 steps. 1. Know your real income - do not leave anything out including tax refunds and bonuses. … Continue reading Budgeting in 5 Simple Steps
Tiada kepastian dalam kehidupan melainkan pengakhiranya. Mati itu pasti dan selalunya berlaku dengan tiba-tiba. Walaupun kematian tidak boleh dirancang tetapi perancangan boleh dibuat kepada harta yang ditinggalkan. Jika anda berpendapat bahawa harta pusaka tidak perlu perancangan sebab ada hukum faraid, anda harus luangkan sedikit masa membaca artikel ini. Hukum faraid bukanlah penyelesaian kepada perancangan harta … Continue reading Perancangan Harta Pusaka
If you are new to investing or thinking of getting your money to work for you there are few things you must first define. Investment Goals Investing is not the same as saving. It is also not a get rick quick scheme. You must define what is the purpose that you are investing for? Retirement, … Continue reading What I Must Know First In Investing.
We often purchase insurance, unit trusts and other financial products without really understanding or knowing the amount we should purchase. It is done without proper knowledge. Decisions are often influenced by the sales pitch and our feelings towards the person who is selling. The purchases of financial products must be an informed decision. It should … Continue reading How a Financial Adviser Can Help You