Be Legendary
Many troubles in life can be attributed to not being prepared. A brief glimpse to history provides ample proof of this. And looking through the same history books, one will notice that victory doesn’t belong to the strongest, or the smartest or the biggest. It always belongs to the most prepared. Success always favours those … Continue reading Personal Cash Flow.
In the field of project management there is a useful tool. Known as The Critical Path Method, it that can used for planning any project that involves several tasks. You can use it to build a habitat on Mars or to bake several cakes. This is a useful tool. CPM calculates the longest path of … Continue reading The Critical Path Method
To have a great career you must consistently do a great job. And doing a great job requires you to have the necessary technical skills required for the job. That is important. It is non-negotiable. You cannot expect to do a job let alone a great job without the required skills. Identify the gap in … Continue reading Having a Great Career.
I often get asked by friends who are at their late forties and early fifties what is the best way to invest in the capital market. Before getting into that, here are few things that you must know. There are numerous asset classes—or, to put it simply, investment "categories." The three main assets classes are: … Continue reading Investing For The Fifty Somethings.
This article appeared a few years ago in Investor’s Business Daily on what makes people successful. IBD spent years analyzing leaders and successful people in all walks of life and put together a list of the ten traits which, when combined, can turn dreams into reality: How you think is everything. Always be positive. Think success, … Continue reading 10 Traits of Successful People.
One of the important items that you must have in your personal financing plan is an emergency fund. As the name suggests, it is a fund that is to be used when you are facing an emergency. It is recommended that you have between 6 to 24 months of your monthly income as your emergency … Continue reading Why You Need an Emergency Fund.
It’s a common scenario. We walk into a store to get one simple thing, and end up leaving with two bags bulging full of whatever caught our fancy. And we do this many times over. Overspending is the number one reason people get into financial mess. In the case of compulsive overspending, the problem is … Continue reading Overspending Will Hurt You and Get You Into Financial Trouble
This is really easy but many don't do it. They rather watch funny cat videos and photos of other people's dinner.It takes responsibility and perseverance and just like exercising, you see the pay off later.Here are the 5 steps. 1. Know your real income - do not leave anything out including tax refunds and bonuses. … Continue reading Budgeting in 5 Simple Steps
If you are new to investing or thinking of getting your money to work for you there are few things you must first define. Investment Goals Investing is not the same as saving. It is also not a get rick quick scheme. You must define what is the purpose that you are investing for? Retirement, … Continue reading What I Must Know First In Investing.
We often purchase insurance, unit trusts and other financial products without really understanding or knowing the amount we should purchase. It is done without proper knowledge. Decisions are often influenced by the sales pitch and our feelings towards the person who is selling. The purchases of financial products must be an informed decision. It should … Continue reading How a Financial Adviser Can Help You
